2020 has been anything but predictable.

COVID-19, shelter-in-place and stay-at-home orders, work-from-home transitions, essential businesses, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), Paycheck Protection Program (PPP) loans, social unrest, reopening, masks, rolling back reopening, and a presidential election have all led to uncertainty – both for the present and for what the future will hold.